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是否家險可以覆蓋颱風損失?

來源:Fortune | 2026年10月29日

本站摘要編譯整理(非原始報導全文)

一般住宅房屋保險通常會覆蓋由風、冰雹、光電擊和火災引起的颱風損害,包括對房屋和您的個人財產的損害。

Standard homeowners insurance typically covers storm damage caused by wind, hail, lightning, and fire, including damage to your home and personal belongings. Flooding, earth movement, and sewer backups are generally excluded from standard homeowners insurance and may require separate policies or endorsements. Some policies exclude certain types of windstorm damage, particularly in hurricane-prone or coastal areas. Hu

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